The idea
We want to study the creation of a bank with an agricultural mission and compare that possibility with other forms of financing. The first question is which specific needs we could address and what would make our proposal useful to producers.
We are interested in a model whose financial sustainability rests on carefully assessed projects. To develop it, we would bring together financial judgment, agricultural experience and an understanding of buyers, and examine the numbers under favorable and adverse scenarios.
The purpose
Provide access to financing for equipment, infrastructure and working capital, with terms suited to production cycles.
How we envision it
Assess each project from production to sale: its financing needs, potential buyers, expected income and capacity to repay.