The idea

We want to develop a space where financial concepts are explained in plain language, with examples readers can examine. We want readers to ask better questions about their options and understand the assumptions behind each calculation.

The proposal would combine articles, commentary and exercises about decisions faced by individuals, families and small businesses. Examples would let readers explore how outcomes change when income, costs, time frames or financing terms change.

The purpose

Help readers compare options, recognize risks and understand the consequences of saving, borrowing, investing or starting a business.

How we envision it

Prepare clear material with examples of budgets, interest, costs and planning, connected to real decisions.

The next step

Organize a series of publications on household budgets, credit, savings and project evaluation.